Does my skill in a game affect my cash winnings?

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No. Your payouts are determined by live horse races. Your cash winnings will be awarded to you no matter what. If you are playing a Horseplay-powered game with skill-based elements, such as hitting a specific target or winning a race, your skill may determine whether you reveal an amount of your cash winnings in that specific game round or the next one. But all your winnings will ultimately be awarded to you regardless of your level of skill.